- Westminster, CO
- info@zugalinsurance.com
- +1 720-793-5819
Independent Insurance Agency in Westminster, CO
As a local independent insurance agency, Zugal Insurance serves Westminster and communities across Colorado. We help families and business owners compare auto, home, renters, and commercial insurance policies to find the best protection at the most competitive rates. Get a fast, free insurance quote today to see how much you can save.
Corporate Insurance
Protect your business with comprehensive insurance solutions designed to manage risk and safeguard your operations. Zugal Insurance offers customized business, liability, property, and commercial coverage to help keep your company secure and running smoothly.
Personal Insurance
Protect what matters most with personal insurance coverage tailored to your lifestyle. An independent insurance agency, Zugal Insurance, offers reliable and affordable auto, home, renters, and personal property insurance to keep you and your family financially secure.
Liability Insurance
Liability insurance helps protect you and your business from financial loss due to claims of injury, property damage, or legal responsibility. Zugal Insurance offers customized liability coverage to help safeguard your assets and provide peace of mind.
Hum Timilsina (Mahendra)
Agency owner/Licensed insurance producer
License No: 645294 (CO, Property & Casulty)
Agency owner/Licensed insurance producer
License No: 645294 (CO, Property & Casulty)
About Zugal
Providing Full Range of Insurance Services.
Zugal Insurance provides a full range of insurance services for individuals and businesses. From auto, home, and renters insurance to commercial and business coverage, we offer complete protection. Our personalized approach ensures you get the right coverage at competitive rates.
Why We Are The Best?
We combine personalized service, competitive coverage options, and trusted expertise to deliver real peace of mind. We focus on understanding your needs, offering the right coverage, and providing reliable support whenever you need us.
Insurance for everything right here
Why should you choose Zugal Insurance?
At Zugal Insurance, we put your needs first. We offer personalized insurance solutions, competitive rates, and dependable service to help protect what matters most. With expert guidance and trusted coverage options, we make insurance simple, reliable, and stress-free.
Don't wait to start saving on your insurance.
1
Get a Quote
Get a Quote
Get a Quote

Insurance for liquor store
Looking for affordable liquor store insurance? Zugal Insurance offers customized liquor shop insurance solutions designed to protect your business from property damage, theft, liability claims, inventory loss, employee injuries, and other unexpected risks.

Insurance for uber black/black car
Premium commercial insurance designed for Uber Black and luxury transportation vehicles. Get coverage for commercial auto, livery operations, airport pickups, and higher liability protection—keeping your business compliant and protected on the road.

Insurance for restaurant
Protect your restaurant with customized insurance coverage. We offer protection for property damage, liability claims, employee injuries, equipment breakdown, and more—helping your business stay protected and serving customers with confidence.
Insurance Solutions We Serve
We proudly serve a wide range of industries by providing customized insurance solutions. We support individuals, families, and businesses across multiple sectors with reliable personal, commercial, and property & casualty insurance designed to meet unique industry needs.
Have questions? Our team is here to help with clear answers and personalized insurance guidance.
Posted on Google![]()
Charanjeet SinghTrustindex verifies that the original source of the review is Google.
Zugal Insurance LLC provides me an auto and renters insurance in a reasonable price. Highly recommendPosted on Google![]()
Keshab NeupaneTrustindex verifies that the original source of the review is Google.
Zugal Insurance LLC provided excellent service and helped me find affordable auto and home insurance in Colorado. Hum was professional, knowledgeable, and made the process quick and easy. Highly recommend Zugal Insurance for anyone looking for great insurance rates and personal service!Posted on Google![]()
KulaNanda NeupaneTrustindex verifies that the original source of the review is Google.
I had an excellent experience with this auto insurance agent and agency. They were very professional, friendly and also helped me to find a great policy at a competitive price. The communication was excellent, and everything was handled quickly and smoothly. I highly recommend this agent and agency to anyone looking for reliable auto insurance and someone who truly cares about their customers.Posted on Google![]()
Suyesh PoudelTrustindex verifies that the original source of the review is Google.
Same insurance Same policy Same coverage but price dropped by 28.57%. Kudos to Zugal Insurance team and especially Mr Mahenda, you guys are the best. Definitely will be recommending to others too.Posted on Google![]()
Hari AdhikariTrustindex verifies that the original source of the review is Google.
Great experience with Zugal Insurance! They helped me quickly get the right Uber Black and commercial auto insurance in Colorado. Excellent service, competitive options, and very responsive. Highly recommend!Posted on Google![]()
Khaga BhandariTrustindex verifies that the original source of the review is Google.
Zugal Insurance LLC provides the best coverage with affordable price. Owner Hum, helps to find the right coverage for my auto insurance with great price. Highly recommended.Posted on Google![]()
Natascha HaightTrustindex verifies that the original source of the review is Google.
I have had nothing but amazing experiences with this company! They are quick to reply and get your insurance needs handled! I have now done two policies with him and will only be using him in the future.Posted on Google![]()
Laxmi RijalTrustindex verifies that the original source of the review is Google.
Excellent experience with Zugal Insurance LLC! Hum made finding the right auto and home insurance simple, affordable, and stress-free. He was professional, responsive, and explained every coverage option clearly. I highly recommend Zugal Insurance LLC for anyone looking for auto, home, renters, or business insurance in Colorado.Posted on Google![]()
Sushal ShresthaTrustindex verifies that the original source of the review is Google.
Hum Timilsina, owner of Zugal Insurance LLC helps me to find out affordable insurance for my renters insurance and auto insurance. I personally recommend Zugal Insurance LLC for your insurance need.Posted on Google![]()
Mahesh ThapaTrustindex verifies that the original source of the review is Google.
Zugal insurance helps me to find right coverage at affordable price. Highly recommended.








